Posts Tagged ‘exclusion’

WA Court of Appeals at Div. II: Bailbondsperson testimony exclusion improper under ER 615

July 19, 2010

State v. Skuza

Note: This opinion is not the standard Google Scholar link, but to Washington Courts. As such, it will expire after ninety days.

In presenting a defense to bail jumping, Skuza was allowed to have a bailbondsman testify. He had a conversation with the bailbondsperson, where she related what her testimony would be to Skuza. The transcript on this portion is worth the read. However, the conversation didn’t on its face violate ER 615 and the exclusion is reversible error to that count only:

Here, however, the trial court erred because there was no evidence that Spencer violated ER 615. The trial judge stated that he had seen Skuza and Spencer together in a smoking area near the court and heard a portion of a conversation between them.  But the trial court failed to conduct a hearing regarding the circumstances of the interaction.  Spencer, Skuza, and the trial judge were not questioned about the interaction or their observations of it.  The trial judge made a statement, which was not subject to cross-examination, about what he had witnessed and the results of legal research the trial court extern had conducted.  Counsel discussed the effect of the trial judge’s observation on whether Spencer could be called as a defense witness in the proceeding but did not discuss the fact that the trial judge had inadvertently become a witness in the proceeding.  Skuza had no opportunity to question the trial judge about his observations, call Spencer to testify about the specifics of their contact, or research the law to provide a defense or authority against the sanction of excluding Spencer’s testimony.

Moreover, the trial judge’s description of the conversation did not identify specific exchanges that took place between Spencer and Skuza sufficient to warrant a finding that an ER 615 violation occurred.  The trial judge only described statements that Spencer made to Skuza about her testimony and made no reference to specific statements that Skuza made to Spencer about her intended testimony or his prior testimony.  It is possible that the conversation did not violate ER 615′s intent, which is  ”to discourage or expose inconsistencies, fabrication, or collusion.”  Tegland, § 615.2, at 623.  Skuza had already completed his testimony in the case by the time of the alleged violation, so Spencer telling Skuza about her intended testimony did not give Skuza an opportunity to alter his testimony to match hers.

Without a thorough factual development of the circumstances of the conversation, the record is insufficient to establish that an ER 615 violation occurred.  On this record, the trial court erred when it applied the harshest possible sanction of excluding evidence central to the defendant’s bail jumping defense.

 

 

WA Supreme Court: Negligence After Assault not Subject to Assault Exclusion in Duty to Defend

April 21, 2010

Am. Best Food, Inc. v. Alea London, Ltd.

If you allege in your complaint that post-assault negligence exacerbated earlier injuries from an assault, this does not trigger an assault-related exclusion in your policy.

In this case, an assault happened at the club (think 50-cent…this guy was shot nine times). The club then dumped him on the street (later negligence):

Alea’s interpretation of Washington law fails to persuade us that its interpretation of the contract is correct. We find persuasive precedent from other states that have found claims that the insured acted negligently after an excluded event are covered. Further, a balanced analysis of the case law should have revealed at least a legal ambiguity as to the application of an “assault and battery” clause with regard to postassault negligence at the time Café Arizona sought the protection of its insurer, and ambiguities in insurance policies are resolved in favor of the insured. Mut. of Enumclaw Ins. Co. v. Jerome, 122 Wn.2d 157, 161, 856 P.2d 1095 (1993) (citing Rones v. Safeco Ins. Co. of Am., 119 Wn.2d 650, 835 P.2d 1036 (1992)). Because such ambiguity is to be resolved in favor of the insured, we hold that Alea’s policy afforded coverage for postassault negligence to the extent it caused or enhanced Dorsey’s injuries.

As to whether this amounted to breach as a matter of law:

In order to put the incentives in the right place and because it is often impossible for an insured to prove damages for wrongful refusal to defend, we have established a remedy that does not require it. See, e.g., Truck Ins. Exch., 147 Wn.2d at 765; Kirk, 134 Wn.2d at 560; Butler, 118 Wn.2d at 393-94. It cannot be said that the insurer did not put its own interest ahead of its insured when it denied a defense based on an arguable legal interpretation of its own policy. Alea failed to follow well established Washington State law giving the insured the benefit of any doubt as to the duty to defend and failed to avail itself of legal options such as proceeding under a reservation of rights or seeking declaratory relief. Alea’s failure to defend based upon a questionable interpretation of law was unreasonable and Alea acted in bad faith as a matter of law.

Oops, guess you should have defended!


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